Facing foreclosure? Inherited an unwanted property? Need to sell fast? We buy houses in any situation. No repairs needed, no agent fees, cash in hand in as little as 15 days.
NEW — Surplus Funds Recovery
We also help you recover cash after a foreclosure sale. Check for free →
Fill out the form and we'll get back to you within 24 hours with a fair cash offer for your property.
Were you foreclosed on? If your home sold at auction for more than you owed, that difference is legally yours — sitting unclaimed in a court account.
Phone
+1 (501) 459-4577Main Office
30 N Gould St, Ste R, Sheridan, WY 82801
Hours
Mon-Fri: 9AM - 6PM EST
What homeowners say
"I was facing foreclosure and didn't know where to turn. Vanguard made me a fair cash offer within 24 hours and we closed in 12 days. Stress-free process from start to finish."
Marcus R.
Columbus, OH — Sold in 12 days
"After my foreclosure I had no idea there were surplus funds owed to me. Vanguard found over $22,000 sitting in the county court. I got a check 6 weeks later. Life-changing."
Diane L.
Tampa, FL — Recovered $22,400
"Inherited a distressed property after my mom passed. Didn't want the headache of repairs or listing with an agent. Vanguard bought it as-is at a fair price. Couldn't have been easier."
Tracy W.
Detroit, MI — Closed in 15 days
No Agent Fees
Keep 100% of your sale
No Repairs
We buy as-is
No Waiting
Fast closing process
Cash in 15 Days
Get paid fast
You May Be Owed Thousands After Foreclosure
If your property was foreclosed and sold for more than what you owed, the difference belongs to you — not the bank. We help you claim it.
When a home is foreclosed and auctioned, it sometimes sells for more than the outstanding debt. The extra money — called surplus funds — is legally yours as the former homeowner.
Most people never know this money exists. It sits unclaimed in county court accounts, often for years. Our team researches your case, files the necessary legal paperwork, and recovers your funds — at no upfront cost to you.
Submit your information and we research whether surplus funds exist in your case — completely free, no obligation.
Our team prepares all legal documents and files the surplus funds claim with the appropriate court on your behalf.
Once the court approves the claim (typically 30–90 days), the funds are released directly to you. We only get paid when you do.
Recover money you thought was lost forever — even years after the foreclosure occurred.
Recovered funds can help you pay off remaining deficiency balances and begin rebuilding your financial standing.
We work entirely on contingency. If we don't recover funds for you, you owe us nothing — guaranteed.
You could be entitled to surplus funds sitting unclaimed in a court account. Check your eligibility now — it's free and takes less than 2 minutes.
Check My Eligibility — FreeNo upfront fees. No obligation. 100% confidential.
Click on any property to see more details
Classic 3-bedroom brick ranch in quiet suburban neighborhood. Needs some updates but solid structure.
4-bedroom split-level home on corner lot. Finished basement with rec room.
Affordable 2-bedroom ranch with potential to expand. Great investment opportunity.
3-bedroom colonial home in established neighborhood. New AC system.
Time is critical. The faster you act, the more options you have. Get a fair cash offer in 24 hours.
Get Cash Offer NowWe typically provide a cash offer within 24 hours after reviewing your property information.
No! We buy properties as-is. No repairs, no cleaning, no renovations needed.
We can close in as little as 15 days, depending on your timeline and circumstances.
No! Our offers are free, no obligation, and no upfront fees. You pay nothing until we close.
Yes, 100%. Surplus funds recovery is your legal right under state law. When a foreclosed property sells for more than the debt, the excess belongs to the former owner. We simply help you navigate the court process to claim what's rightfully yours.
The timeline varies by state and court, but most claims are resolved within 30 to 90 days after we file the paperwork. We keep you informed every step of the way.
We work on a contingency basis — there are absolutely no upfront costs. Our fee is a percentage of the funds we recover for you. If we don't recover anything, you owe us nothing.